Give the business its own financial space.

Separation creates visibility.

When marketplace income, product purchases and household spending pass through the same place, it becomes harder to understand what the business is actually doing.

A separate account can create clearer records even where a particular account type is not legally required. Limited companies must treat company money as belonging to the company.

What to compare later

• Monthly and transaction charges
• Marketplace and payment-service compatibility
• Cash, card and international-payment needs
• Accounting software connections
• Customer support and account controls
• What happens when an introductory offer ends

Prepare before choosing

List where money currently arrives, how suppliers are paid and which records you need to reconcile. This will make future account comparisons more useful than choosing from headline incentives alone.